Best Halal Investment Apps in 2026: Compare Features, Prices & Shariah Screening
Finding a halal investment app is easy.
Finding one that fits your market, investment style, budget, Shariah-screening needs, and actual investing goals is much harder.
Some apps are mainly designed to screen stocks for Shariah compliance. Others allow you to connect a brokerage account, track your portfolio, calculate purification, or invest through managed portfolios.
And that difference matters.
An app can have thousands of halal stocks in its database but still not be the right choice for someone who wants automated investing. Another app may be excellent for managed portfolios but unsuitable for someone who wants to choose individual stocks.
That is why this guide compares several leading halal investing platforms based on the things that actually matter:
- Shariah screening
- Investment options
- Portfolio tracking
- Purification tools
- Fees
- Brokerage integration
- Geographic availability
- Ease of use
- Transparency
- Who each platform may suit
Important: “Best” does not mean the same thing for every investor. The right platform depends on what you need.
Quick Comparison: Halal Investment Apps in 2026
| Platform | Main Use | Shariah Screening | Investing | Portfolio Tracking | Purification | Pricing |
|---|---|---|---|---|---|---|
| Zoya | Stock & ETF screening + portfolio tools | Yes | Through supported brokers | Yes | Yes | Free + paid plans |
| Musaffa | Screening + self-directed investing + managed investing | Yes | Yes | Yes | Yes | From $5/month for self-directed |
| Islamicly | Global stock screening & compliance tracking | Yes | Through supported brokers | Yes | Yes | Subscription |
| Wahed | Managed halal portfolios | Yes | Yes | Yes | Yes | Asset-based fee |
| Amal Invest | Automated halal investing & fund filtering | Yes | Yes | Yes | Yes | Paid plans |
Pricing and features can change, so always verify the current terms directly with the provider before signing up.
1. Zoya — A Halal Investing Research and Portfolio Tool
Zoya is designed around a simple problem: how can Muslim investors determine whether a stock or fund meets a Shariah screening methodology?
The platform provides Shariah compliance reports, stock and ETF screening, portfolio tracking, compliance alerts and zakat-related tools. Zoya says its screening methodology is based on AAOIFI standards and is reviewed under the guidance of its Shariah advisors.
One particularly useful feature is that Zoya can connect with existing brokerage accounts, allowing investors to monitor their holdings rather than checking every stock manually.
Key Features
- Shariah stock screening
- ETF and mutual-fund screening
- Detailed compliance reports
- Portfolio tracking
- Brokerage account connections
- Compliance alerts
- Zakat calculation
- Purification-related tools
- Multiple screening methodologies on Pro
Zoya currently says its platform covers tens of thousands of securities globally, with market coverage including the US, UK, Canada, Australia, Germany, India, Japan and other markets.
Zoya Pricing
Zoya has a free tier, while its Pro subscription unlocks additional functionality. Its April 2026 comparison shows that Pro includes full compliance reports, multiple screening methodologies, unlimited brokerage connections, ETF/mutual-fund screening, compliance alerts and advanced filters.
Who Might Consider Zoya?
Zoya may be particularly useful for investors who:
- Choose their own stocks
- Want detailed Shariah research
- Already have a brokerage account
- Want to monitor existing investments
- Need compliance alerts
Important: Zoya is not itself a personalized financial adviser; its own disclosures say its compliance ratings should not be interpreted as recommendations to buy or sell securities.
2. Musaffa — Screening Plus Self-Directed and Managed Investing
Musaffa takes a broader approach than a simple stock screener.
Its current offering includes halal stock and ETF screening, self-directed investing, portfolio tracking, purification and managed investing.
For investors who want to do their own research, Musaffa currently says its self-directed platform provides access to more than 11,000 US-listed stocks and ETFs and supports fractional shares.
Key Features
- Halal stock screening
- ETF screening
- Self-directed investing
- Fractional shares
- Portfolio tracking
- Shariah compliance reports
- Purification tracking
- Compliance alerts
- Managed portfolios
Musaffa Pricing
Musaffa’s current self-directed pricing starts at $5 per month for accounts under $24,000 in assets under advisement. Above that level, its pricing moves to asset-based annual tiers.
Its managed-investing service also currently starts at $5/month for balances between $500 and $4,999, with different pricing tiers as assets increase.
Who Might Consider Musaffa?
It may be worth considering if you want:
- A combination of screening and investing
- Fractional shares
- A managed-investing option
- Portfolio monitoring
- Purification tools
One important distinction is that self-directed investing and managed investing are different services, so readers should compare the applicable fees and eligibility before opening an account.
3. Islamicly — Global Screening and Compliance Monitoring
Islamicly focuses heavily on Shariah stock screening and ongoing compliance monitoring.
The platform says it uses an AAOIFI-based screening methodology and works with Shariah scholars. It also supports connections with 32+ global brokers, according to its current website.
One of its useful features is automatic monitoring.
Instead of checking your portfolio manually every time a company’s status changes, Islamicly says it can monitor holdings and alert users when compliance changes.
Key Features
- Shariah stock screening
- Compliance risk ratings
- Portfolio monitoring
- Broker integration
- Compliance-change alerts
- Dividend purification
- Capital-gain purification
- Zakat-related tools
- Pre-built halal portfolios
- Digital gold and silver offerings in supported markets
Islamicly also offers its Moons portfolios, which are pre-built Shariah-compliant portfolios designed around broader fund/ETF concepts.
Pricing
Islamicly offers subscription-based access, with monthly, quarterly and annual options shown on its current pricing pages. Exact pricing can vary by market and plan, so readers should check the current checkout page before subscribing.
Who Might Consider Islamicly?
It may be particularly relevant for investors who:
- Invest across international markets
- Want ongoing compliance monitoring
- Have multiple brokerage accounts
- Need purification tracking
- Want more than a simple stock “halal/not halal” label
4. Wahed — Managed Halal Investing
Wahed is different from a typical stock-screening app.
Instead of primarily asking:
“Is this individual stock halal?”
Wahed’s model is centered around managed, diversified Shariah-compliant portfolios.
Its current platform asks investors about their risk tolerance and investment goals before presenting a portfolio. Wahed says its portfolios can include combinations of global equities, sukuk, gold and other assets depending on the selected risk profile.
Key Features
- Managed halal portfolios
- Risk-based portfolio selection
- Diversification
- Portfolio rebalancing
- Zakat calculator
- Annual purification
- Retirement-account options in applicable markets
Wahed Fees
Wahed’s current US pricing page states a net wrap fee of 0.49% per year for accounts above $100,000, while accounts below that level are shown with a 0.49% annual fee plus $60 per year, subject to the applicable terms and portfolio composition.
Because Wahed operates through different regional entities and markets, you should not assume that US pricing applies to every country.
Wahed’s international site currently lists markets including the UAE, US, UK, Malaysia, EU and Nigeria, while its regional FAQ notes that eligibility and supported countries can change.
Who Might Consider Wahed?
It may suit someone who:
- Does not want to choose individual stocks
- Wants a professionally managed portfolio
- Prefers diversification
- Wants automated portfolio management
- Is comfortable with an asset-based management fee
5. Amal Invest — Automated Halal Investing and Fund Filtering
Amal Invest takes a somewhat different approach.
Its platform is designed to filter investment funds and remove non-compliant holdings, while also providing automated investing and compliance monitoring. Its current website says users can filter thousands of ETFs and mutual funds and create Shariah-compliant versions of investment ideas.
The platform also says it monitors holdings and can automatically remove stocks that become non-compliant.
Key Features
- Shariah screening
- ETF and mutual-fund filtering
- Automated investing
- Compliance monitoring
- Portfolio management
- Fund tracking
- Custom filters
- Broker integration
Pricing
Amal Invest’s current pages show different offerings and pricing structures, so this is an area where readers should check the exact plan before purchasing. One current page describes a $249 one-time Standard plan and a $999 one-time Pro plan, while another product page displays different promotional pricing.
That difference itself is a good reminder:
Never compare investment platforms using an old price screenshot. Check the provider’s current pricing page before paying.
The More Information In Halal invesment
What Should You Look for in a Halal Investment App?
Choosing an app based only on the number of stocks it covers can be a mistake.
A much better approach is to examine 6 important factors.
1. What Shariah methodology does it use?
This is perhaps the most important question.
Different services can use different screening methodologies or interpretations.
AAOIFI’s Shariah Standards are a major reference point within the Islamic finance industry and cover areas including investment and capital markets.
For example, Zoya says its core screening methodology uses AAOIFI standards, while its Pro plan also allows users to select from multiple methodologies/rulebooks.
Do not simply look for a green “HALAL” label.
Look at:
- Business activity screening
- Financial-ratio screening
- Treatment of impure income
- Screening frequency
- Shariah scholars/advisors
- Methodology disclosure
2. Does the app only screen stocks—or can you actually invest?
This is a major difference between platforms.
Some apps are primarily research and screening tools.
Others provide:
Screen → Select → Invest → Track → Monitor
For example, Zoya allows users to connect supported brokerage accounts, while Musaffa offers self-directed investing and managed-investing options. Islamicly also supports broker integrations.
So before paying for an app, ask:
Do I need a screener, an investment platform, or both?
3. How often is Shariah status updated?
A stock can change.
Its business activities can change.
Its financial ratios can change.
Therefore, a Shariah-compliant status should not necessarily be treated as permanent.
Zoya, for example, says its underlying market dataset is refreshed daily, while company compliance reports are updated in line with financial reporting schedules and significant events.
Islamicly similarly offers ongoing compliance monitoring and alerts for changes.
This is why ongoing monitoring can be more useful than a one-time screening result.
4. Does it calculate purification?
For investors who need purification calculations, this can be an important feature.
Instead of manually estimating the amount associated with impermissible income, some platforms provide dedicated purification tools.
Musaffa currently includes purification tracking in its self-directed service, while Islamicly provides dividend and capital-gain purification features.
However, investors should still understand how the platform calculates the amount rather than blindly accepting a number.
5. What does the app actually cost?
Don’t look only at the monthly subscription.
Consider the total cost.
For example:
Subscription + trading fees + management fees + fund expense ratios + FX costs + withdrawal/deposit costs
A $5 monthly subscription might look inexpensive, but the total cost of investing can be very different depending on the underlying service.
Similarly, a managed portfolio may have no trading commission but still charge an annual management fee.
6. Can you use it in your country?
This is one of the most overlooked questions.
An app can be excellent but completely irrelevant if:
- You cannot open an account
- Your country isn’t supported
- Your local bank isn’t supported
- Its broker integrations aren’t available
- Deposits/withdrawals don’t work in your market
- The investment products aren’t accessible to you
Wahed, for example, maintains region-specific services and says its eligible countries can change.
Therefore, always check country eligibility before paying for a subscription or creating an investment plan.
Halal Investment App vs Halal Broker: What’s the Difference?
This is something many beginners misunderstand.
A halal investment app may provide:
Shariah screening + research + portfolio monitoring
A broker provides:
The infrastructure needed to execute trades.
A managed investment platform may provide:
Portfolio construction + management + rebalancing.
These are not necessarily the same thing.
For example, you could use one service to determine whether a stock passes your chosen Shariah methodology and a separate broker to execute the trade.
Which Type of Investor Should Choose Which App?
Instead of saying one app is universally “the best,” think about your goal.
If you mainly want stock screening:
Look for a platform with:
- Detailed Shariah reports
- Transparent methodology
- Financial ratios
- Large market coverage
- Compliance updates
If you want to choose and buy stocks yourself:
Look for:
- Brokerage integration
- Fractional shares
- Low trading costs
- Portfolio tracking
- Compliance alerts
If you want someone/platform to manage your portfolio:
Look for:
- Risk assessment
- Diversification
- Automated rebalancing
- Transparent management fees
- Clear Shariah governance
If you already own investments:
Prioritize:
- Portfolio import
- Compliance monitoring
- Alerts
- Purification
- Multiple broker connections
Don’t Make This Mistake When Choosing a Halal Investment App
One of the biggest mistakes is asking:
“Which app says this stock is halal?”
A better question is:
“Why does this app consider the stock Shariah-compliant, and what methodology is it using?”
That small change can completely improve your research process.
Two platforms may occasionally produce different classifications because screening methodologies, data timing, business-activity interpretation, or financial-ratio calculations can differ.
When that happens, don’t immediately assume one platform is “wrong.”
Instead, investigate:
- Which methodology does each use?
- When was the data last updated?
- Which financial ratios were used?
- How were non-permissible revenues treated?
- What do the respective Shariah advisors or standards say?
That is a much more responsible approach to halal investing.
Frequently Asked Questions
What is the best halal investment app in 2026?
There is no single app that is best for every investor. Zoya, Musaffa, Islamicly, Wahed and Amal Invest serve somewhat different purposes, ranging from stock screening to self-directed investing and managed portfolios.
Is Zoya completely free?
Zoya offers free access with paid Pro functionality. Its Pro plan includes features such as full compliance reports, multiple screening methodologies, advanced filters and compliance alerts.
Is Musaffa an investment app?
Yes. Musaffa currently offers both self-directed investing and managed investing, alongside Shariah screening, portfolio tracking and purification features.
Can I use a halal investment app without investing?
Yes. Some platforms can be used primarily for research and Shariah screening without requiring you to execute trades through the platform.
Are halal investment apps available worldwide?
Not necessarily. Availability, broker connections, products and fees can differ by country. Always check the provider’s current eligibility requirements.
Does a halal investment app guarantee that an investment is halal?
No. A screening result is based on the methodology and data used by that service. Investors should understand the methodology and, where necessary, seek qualified scholarly guidance for questions specific to their circumstances.
Can Shariah status of a stock change?
Yes. Business activities and financial conditions can change, which is why ongoing compliance monitoring is useful. Platforms such as Zoya and Islamicly provide tools for monitoring changes.
Final Checklist Before Choosing a Halal Investment App
Before you subscribe, ask these 10 questions:
1. What Shariah methodology does it use?
2. Are qualified Shariah scholars involved?
3. How frequently is compliance updated?
4. Does it screen stocks, ETFs and funds?
5. Can I connect my existing broker?
6. Can I actually trade through it?
7. Does it calculate purification?
8. What is the total cost—not just the subscription price?
9. Is it available in my country?
10. Can I understand why an investment is classified as halal?
If an app cannot clearly answer these questions, take a closer look before paying or investing.